Co-signer on a Loan

Introduction

Co-signer on a Loan 

Question

Do I have to have a co-signer for my student loan? 

Answer

Private Loans

  • Private loans usually require a credit check and a low income-to-debt ratio.
  • Students with little to no credit history often need a co-signer for private loans. It will be the decision of the lender if a co-signer is needed.  

Federal Loans

 

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